Enhanced Loan System v1.0.0.0

Farming Simulator 22 Mods - April 29, 2023


Enhanced Loan System v1.0.0.0

This mod makes the credit system a bit more realistic. However, the standard game credits will be deactivated. If there are still loans running, they will be transferred to the new system.

With this system it is possible to take annulment loans. For this, a loan with a fixed amount, a term and a loan interest rate is concluded. This calculates the monthly installment, which is debited at the end of each month.
The bank requires collateral here, so the maximum loan amount is calculated from the current retail value of your vehicles, fields (60%), cash and your existing loans.
To make this a bit more realistic, the loan interest rate can rise, fall or stay the same each month. This makes it all the more crucial when the loan is taken out. However, you can also change this variable loan interest rate to a fixed loan interest rate in the settings.

How does an annulment loan work? Here is a brief explanation:
An annulment loan has an annulity, the monthly rate, and a loan interest rate. This annulity is made up of the repayment amount and the interest amount. The interest amount is calculated by multiplying the loan interest rate by the remaining amount of the loan. As a result, the interest amount keeps decreasing and the repayment amount keeps increasing.

Author:
Chissel




What is FS22 mod use for:

Have you ever tried using Farming Simulator 22 mods? If not, it’s high time you do. This is the perfect place to find everything that you need to know! Farming Simulator 22 Mods will have a huge impact on your initial game. We are not saying that the original game is not good enough, but there is always room for improvement and extra challenge. We believe that you might want some more tools, more extensive choice of vehicles and other elements in your game. Also, the game itself provides you with different mods in order to solve disturbing bugs. Overall, FS22 mods help to lift the experience of the game, which makes it more interesting. LS 22 mods will enable you to create your own specific and unique experience and since there are many different FS22 mods, you can slowly introduce them into your game and make it completely your own. On the plus side, the LS 22 mods are all completely free, so don’t be afraid to try them out because you will not be charged any hidden fees. So, now you should definitely be convinced to download Farming Simulator 22 mods and begin customize your game!


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